Is Car Insurance Required in New Hampshire?

Written by Melissa Baker on September 19, 2010 – 6:35 pm

    Coverage Requirements

  1. New Hampshire drivers are required to either be financially responsible for out-of-pocket auto insurance coverage or possess a state-required auto insurance minimum. According to CarInsurance.com, most New Hampshire drivers choose to purchase the insurance.
  2. State-Required Liability Insurance Minimums

  3. Deemed a 25/50/25 insurance liability state, New Hampshire drivers that opt to buy car insurance must purchase a minimum of $25,000 to cover the damages if they injure one person, $50,000 if multiple persons are injured and $25,000 to cover property damages.
  4. State-Required Uninsured Motorist Minimums

  5. New Hampshire drivers must also purchase uninsured motorist protection if they do not opt-out of auto insurance. The state’s minimum requirements for uninsured motorist coverage are a respective $25,000 and $50,000 if one or multiple persons are injured at the hands of an uninsured driver and $1,000 minimum for medical bill coverage after an accident with an uninsured driver.
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