Megapolis Insurance

For a large part of the U.S. and virtually all of Canada, the ice and snow is moving in for the winter – and it’s a good time to have a conversation with a representative from your auto insurance company.

Why? In order to make certain you’re covered if you wind up sliding off the road.

About Weather-Related Claims

If you are just carrying the minimum liability insurance, you should understand that while you are covered for any damage you cause to someone else’s vehicle, damages to your own is not covered – nor are you protected if you happen to hit a patch of ice and slide off the road and run into a tree or light pole as a result.

If you have full coverage auto insurance however, your insurer will cover the costs of repair or replacement.

If You File a Weather-Related Claim

State laws vary when it comes to what an auto insurer is allowed to do when an insured files a claim. Normally, filing a claim – particularly for an accident in which the insured is determined to be responsible – can lead to any number of consequences. The insurer c

Read more…

1. The Ferrari F430 Spider was first introduced in 2005 and was designed to replace the 360 Modena. This luxury sports car retailed for around $192,484. There are two trim types produced in 2006, the Coupe and the Spider model. The Spider is the more expensive of the two and includes more standard features. The underside of the vehicle is designed to be flat, mimicking race cars. In addition, a large diffuser dominates the rear of the 430 Spider designed to eliminate the need for a rear wing and help create more downforce.

Engine and Transmission Features

2. The 2006 Ferrari 430 Spider comes with a 4.3-liter, V-8 engine that could produce up to 490 hp and 343 foot-pounds of torque at 5,250 rpm. The gas mileage was estimated at around 11 in the city and 16 miles per gallon, mpg, on the highway. A six-speed automatic transmission with overdrive is the only available transmission on this model. The 430 Spider comes with a 24-month unlimited mile warranty from the manufacturer and is produced in Italy.

Read more…

Read more…