Megapolis Insurance

If you drive one of these makes and models of vehicles, you could find yourself with a high car insurance premium. The top ten cars that are stolen every year are the Honda Civic, Nissan Sentra, Toyota pick-up truck, Toyota Camry, Dodge Caravan, Chevy full size 1500 pick-up truck, Honda Accord, Acura Integra, Dodge Ram and the Ford F150 truck. Now if you own one of these vehicles, your car insurance rate may increase due to the theft rate of these automobiles.

Although the years are specific on these vehicles, if you check with the car insurance company, they will advise you as to the year of these vehicles. With the Honda Civic, the 1995 years disappear, where no reports of the other years seem to disappear. You specific model and year has an impact on your car insurance because of the theft rate. This also depends on your area; some places may see a rise in theft for another car rather than a car listed here.

If you own a vehicle that presents a high risk for being stolen, you will want to install some safety devices in order to lower your car insurance rate.

Read more…

Surely you buckle up every time you get into a car (don’t you?) – but have you thought about pet safety as well?

It’s a common sight to see a dog riding in the back of a pickup truck or with his/her head out the window of a moving vehicle. Unfortunately, most people fail to understand that allowing a pet to roam freely in a car that is in motion is a hazard both to their four-footed friends and themselves.

What Can Happen?

Of course, in a collision, an unrestrained pet can be flung forward against interior surfaces or through window glass, just as human passengers can with devastating results. They can also cause major driver distraction if allowed to move freely through the cabin.

Read more…

In an age when corporations seem to have more and more power over our lives and yet are less and less accountable for the harm they do, tort reform has become a proverbial “hot-button” issue. One one hand, those who push for tort reform which essentially sets limits on what a court can award to a plaintiff in a civil lawsuit say that such reform will make business more competitive and lower expenses for consumers. On the other hand, consumer advocates say that limiting court awards and penalties for corporate wrongdoing absolves these companies from accountability even more at a time when big business seem to be running roughshod over society.

What are the rational facts, here? And how would this affect your auto insurance, if at all? Rig

Read more…